LEGAL DISCLAIMERS
Nagaraj and Comapany
Private Limited Web Site User Agreement
and Disclaimers
Please read the following terms and conditions
carefully before using this Web site or
any of our other Web sites. By accessing
or using our Web sites, you agree to the
following terms and conditions. You should
review these terms and conditions regularly
as they may change at any time at our
sole discretion. If you do not agree to
any term or condition, you should not
access or use our Web sites. The following
terms and conditions apply to all of our
Web sites, including any Web sites owned,
operated or sponsored by any of our subsidiaries
or affiliates. "Content" refers to any
materials, documents, images, graphics,
logos, design, audio, video and any other
information provided from or on our Web
sites.
Clause 01
We Provide This Web
Site for Your Convenience Only
This Web site is provided to you without
charge for your convenience and information
only. By merely providing access to this
Web site content, we do not warrant or
represent that -
The content is accurate or complete;
The content is up-to-date or current;
We have a duty to update any content;
The content is free from technical inaccuracies
or typographical errors;
The content is free from changes caused
by a third party; and
Your access to this web site will be free
from interruptions, errors, Computer viruses
or other harmful components.
We do not assume
any liability for these matters. In other
words, you use this Web site at your own
risk.
UNDER NO CIRCUMSTANCES, INCLUDING, BUT
NOT LIMITED TO, NEGLIGENCE, SHALL WE BE
LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL,
INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT
MAY ARISE FROM YOUR USE OF THIS WEB SITE.
THIS INCLUDES LOSS OF DATA OR PROFIT ARISING
OUT OF THE USE OR THE INABILITY TO USE
THE CONTENT OF THIS WEB SITE, EVEN IF
ONE OF OUR REPRESENTATIVES HAS BEEN INFORMED
OF THE POSSIBILITY OF YOUR DAMAGES. IF
YOUR USE OF THIS WEB SITE RESULTS IN YOUR
NEED TO SERVICE, REPAIR OR CORRECT EQUIPMENT
OR DATA, YOU ASSUME THE COSTS TO THE EXTENT
THE LAW ALLOWS.
Some jurisdictions do not allow the exclusion
or limitation of liability for consequential
or incidental damages. In such jurisdictions,
our liability is limited to the greatest
extent permitted by law.
Clause 02
We Provide This Web
Site "As Is" and Disclaim All Warranties
THIS WEB SITE CONTENT IS PROVIDED "AS
IS" AND WITHOUT WARRANTIES OF ANY KIND,
EITHER EXPRESSED OR IMPLIED. WE DISCLAIM
ALL WARRANTIES, EXPRESSED OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS
FOR A PARTICULAR PURPOSE.
Clause 03
We Do Not Have Responsibility
for Links to Third Party Content. We may
provide hyperlinks or pointers to other
Web sites maintained by third parties
or may provide third party content on
this Web site by framing or other methods.
THE LINKS TO THIRD PARTY WEB SITES ARE
PROVIDED FOR YOUR CONVENIENCE AND INFORMATION
ONLY. THE CONTENT IN ANY LINKED WEB SITES
IS NOT UNDER OUR CONTROL AND WE ARE NOT
RESPONSIBLE FOR THE CONTENT OF LINKED
WEB SITES, INCLUDING ANY FURTHER LINKS
CONTAINED IN A THIRD PARTY WEB SITE. IF
YOU DECIDE TO ACCESS ANY OF THE THIRD
PARTY WEB SITES LINKED TO THIS WEB SITE,
YOU DO THIS ENTIRELY AT YOUR OWN RISK.
It is up to you to take precautions to
ensure that the third party to which you
link is free of computer viruses, worms,
Trojan horses and other items of a destructive
nature.
Clause 04
If We Provide a Link, We Do Not Endorse
the Third Party Site. We reserve the right
to terminate a link to a third party Web
site at any time. The fact that we provide
a link to a third party Web site does
not mean that we endorse, authorize or
sponsor that Web site. It also does not
mean that we are affiliated with the third
party Web site's owners or sponsors.
Clause 05
If a Third Party
Links to This Web Site, It is Not An Endorsement
If a third party links to this Web site,
it is not necessarily an indication of
an endorsement, authorization, sponsorship,
affiliation, joint venture or partnership
by or with us. In most cases, we are not
aware that a third party has linked to
this Web site. A Web site that links to
this Web site -
May link to, but not replicate, our content;
Should not create a browser, border environment
or frame our content;
Should not imply that we are endorsing
it or its products;
Should not misrepresent its relationship
with us;
Should not present false information about
our products or services
Should not contain content that could
be construed as distasteful, offensive
or controversial
Should contain only content that is appropriate
for all age groups.
Clause 06
Treatment of Information
or Data Transmitted to Us
We generally do not want to receive confidential
or proprietary information from you through
this Web site. If you transmit to or post
on this Web site any material, data, information
or idea by any means, we may use it for
any purpose permitted by law. Personal
data that you provide regarding yourself
will be handled in accordance with our
Privacy Policy. You are not authorized
to post on or transmit to or from this
Web site any unlawful, threatening, libelous,
defamatory, obscene, scandalous, inflammatory,
pornographic, or profane material, or
any other content that could give rise
to any civil or criminal liability under
the law.
Clause 07
Your Use of This
Web Site is Restricted
This Web site's content is copyrighted
and protected by Indian and worldwide
Copyright laws and treaty provisions.
In addition, trademark laws, the laws
of privacy and publicity, and communication
regulations and statutes, protect this
Web site’s content. You may print a copy
of the information contained herein for
your personal use only, but you may not
reproduce or distribute the text or graphics
to others or substantially copy the information
on your own server, or link to this Web
site, without the prior written permission
from NCPL. You may request permission
by faxing a request to Prashanth, at +91-44-2448
2645.
Clause 08
By Providing Content,
We Do Not Allow You to Use Trademarks
Referenced in This Web Site
The trademarks, service marks, and logos
used and displayed on this Web site are
our registered and unregistered trademarks.
NCPL is the copyright owner of all text
contained on this Web site. NCPL , or
their subsidiaries or affiliates that
may be referred to on this Web site are
the property of, NCPL or one of their
subsidiaries or affiliates. Other parties'
trademarks and service marks that may
be referred to are the property of their
respective owners. Nothing on this Web
site should be construed as granting,
by implication, estoppels, or otherwise,
any license or right to use any trademark
without our written permission. We aggressively
enforce our intellectual property rights.
The name of NCPL, or our logo may not
be used in any way, including in advertising
or publicity pertaining to distribution
of materials on this Web site, without
prior written permission. You are not
authorized to use our logo as a hyperlink
to this Web site unless you obtain our
written permission in advance.
Clause 09
You Must Obey Local
Laws in Accessing This Web Site
We control this Web site from our offices
within India. We make no representation
that content or materials in this Web
site are appropriate or available for
use in other jurisdictions. Access to
this Web site content or materials from
jurisdictions where such access is illegal
is prohibited. If you choose to access
this Web site from other jurisdictions,
you do so on your own initiative and responsible
for compliance with applicable local laws.
We are not responsible for any violation
of law. You may not use or export the
materials in this Web site in violation
of Indian export laws and regulations.
The laws of the State of Tamilnadu will
govern the content and materials contained
in this Web site, without giving effect
to any principles of conflicts of laws.
You hereby irrevocably and unconditionally
consent to submit to the exclusive jurisdiction
of the courts of the State of Tamilnadu
for any litigation arising out of or relating
to the use of this Web site (and agree
not to commence any litigation relating
thereto except in such courts), waive
any objection to the laying of venue of
any such litigation in the Chennai courts
and agree not to plead or claim in any
Chennai court that such litigation brought
therein has been brought in an inconvenient
forum.
Clause 10
You Are Bound by
Changes in this Agreement's Terms and
Conditions
We may at any time revise these terms
and conditions by updating this posting.
By using this Web site, you agree to be
bound by any such revisions and should
therefore periodically visit this page
to determine the current NCPL Web Site
User Agreement and Disclaimers to which
you are bound. Certain provisions of these
terms and conditions may be superseded
by other Web Site User Agreement and Disclaimers
or terms located in other parts of this
Web site.
Clause 11
You Agree to Indemnify
Us for Using This Web Site
You agree to indemnify, defend and hold
harmless NCPL, its subsidiaries and affiliates,
and their respective officers, directors,
employees, agents, licensors, suppliers
and any third party information providers
to us from and against all losses, expenses,
damages and costs, including reasonable
attorneys' fees, resulting from any violation
of this Agreement by you.
Clause 12
Third Parties May
Have Rights Under This Agreement
Some of the provisions of this Agreement
are for the benefit of NCPL, its subsidiaries
and affiliates, and their respective officers,
directors, employees, agents, licensors,
and suppliers. Each of these individuals
or entities shall have the right to assert
and enforce those provisions directly
against you on its own behalf.
Clause 13
All Products, Programs
and Services May Not be Available in Your
Area
Information NCPL publishes in this Web
site may contain references or cross-references
to products, programs or services of NCPL,
its subsidiaries or affiliates that are
not announced or available in your country.
Such references do not imply that NCPL
or any of its subsidiaries or affiliates
intend to announce such products, programs
or services in your country. Consult your
local NCPL sales representative for information
regarding the products, programs and services
that may be available to you. The mutual
investments and variable products referred
to in this Web site may be offered and
sold only to persons in the India and
its territories.
Clause 14
Our Recommendations
Should be Considered "Generic"
Recommendations made on this Web site
should be considered "generic"; they will
generally hold true for most individuals.
However, your circumstances may differ
significantly. Therefore, you should check
with a financial professional of NCPL
, its subsidiaries or affiliates for further
details on our products, programs and
services. No policy or contract summary
or description is intended to serve as
a substitute for the actual policies (contracts)
or riders. Policies (contracts) and riders/endorsements
should be consulted for complete terms
of coverage, including policy limitations
and exclusions. For tax, accounting and
legal issues, you should consult your
own professional (lawyer, tax advisor,
or accountant) before you take any action
in reliance upon such advice. None of
NCPL or any of its subsidiaries or affiliates
is engaged in rendering any legal or professional
services by placing these general informational
materials on this Web site. Although care
has been taken to ensure the accuracy
of the content of this Web site, some
errors may occur. Accordingly, we urge
you to use the content cautiously and
we will be glad to verify any information.
Clause 15
How This Agreement
May Be Terminated
Either party may terminate this Agreement
without notice at any time and for any
reason, provided that you may no longer
use this Web site after you have terminated
this Agreement.
Clause 16
The provisions of this Agreement are
intended to be severable. If for any reason
any provision of this Agreement shall
be held invalid or unenforceable in whole
or in part in any jurisdiction, such provision
shall, as to such jurisdiction, be ineffective
to the extent of such invalidity or unenforceability
without in any manner affecting the validity
or enforceability of the remaining provisions
hereof. Our failure to insist upon or
enforce strict performance of any provisions
of this Agreement shall not be construed
as a waiver of any provision or right.
Neither the course of conduct between
the parties nor trade practice shall act
to modify any provision of this Agreement.
We may assign our rights and duties under
this Agreement to any party at any time
without notice to you.
